Address
3006 Arbor Drive, McHenry, IL
Price
$ 460,000
Property Attributes
  • MLS#12704241
  • TypeSingle Family
  • Listing Status Contingent
  • CountyMCHENRY
  • CityMcHenry
  • AreaHoliday Hills - Johnsburg - McHenry - Lakemoor - M
  • NeighborhoodRiverside Hollow
  • Zip60050
  • Style
  • Year Built2003
  • Taxes$ 9975
  • Price$ 460,000
  • Bedrooms5
  • Full Bathrooms2
  • Half Bathrooms1
  • Sqr Footage3353
  • Lot Size0.2845 Acres
Data Source:
Midwest Real Estate Data (MRED)
Property Description

Welcome Home to 3006 Arbor Dr in McHenry - with a 2.75% FHA Assumable Mortgage! This stunning 2-story home in the sought-after Riverside Hollow subdivision has been meticulously updated and comes with a rare financial perk: a 2.75% FHA assumable mortgage with an estimated remaining balance of approximately $291,000, meaning a qualified buyer can take over this loan and save roughly $622/month and over $185,961 in interest compared to financing at today's rates! Step through the large open foyer, flanked by a charming breakfast nook and a separate formal dining room, into an expansive open-concept main floor that truly sets this home apart. A dividing wall separates the cozy family room from the oversized living room - giving you two distinct gathering spaces on the main level, a rare find that makes entertaining and everyday living equally effortless. The layout flows naturally from the family room into the formal dining room and a true dream kitchen - recently refreshed with Corian & quartz countertops, crisp white shaker cabinets, a wine cooler, and stainless steel appliances (fridge and stove approx. 2 years old). Whether you're hosting a formal dinner or a casual weeknight meal, this home has a dedicated space for every occasion. New LVP flooring and updated lighting fixtures flow throughout the main level, and a freshly painted interior adds a clean, move-in-ready feel throughout. A combination mudroom and laundry room - redone in 2024 with ceramic tile, a new sink, and pantry shelving - rounds out the main floor with the practical storage and drop-zone space every busy family needs. Head up the extra-wide staircase to a massive loft spanning over 300 square feet - an incredible bonus space ideal for a second living room, playroom, media room, or additional home office. With the loft, the formal dining room, the breakfast nook, and multiple bedroom options, this home offers exceptional flexibility for one or even two dedicated home offices without sacrificing a single bedroom. The separate wing beyond the loft is dedicated to the resort-style primary suite, complete with a radiant fireplace, double vanity, jack-and-jill sinks, whirlpool tub, standalone shower, and a huge walk-in closet. All three additional bedrooms are spacious with walk-in closets, and a beautifully updated shared bathroom offers dual sinks. The full walkout basement offers incredible upside: a bonus room that is already partially finished as a potential 5th bedroom - just add your finishing touches to make it truly your own - with the space also roughed-in for an additional bathroom. The remaining open area is a blank canvas ready for your vision: home gym, recreation room, in-law suite, or whatever fits your lifestyle best. Outside, enjoy a huge deck (painted 2024) overlooking a brick paver patio with a built-in fire pit - the perfect spot to unwind with family and friends, all with no neighbors behind you and a storage shed for extra convenience. Additional updates include a newer roof (2022), seal-coated driveway (2024), owned water softener, sump pump, and a Vivint smart thermostat. The 2.5-car garage offers space for weekend warriors to complete projects & attic access for even more storage. Compared to mortgage rates around 6.5% today, assuming this home's 2.75% loan - with roughly $291,000 remaining - means a monthly P&I payment roughly $622 lower than a new loan of the same size. That's real savings that go straight back into your pocket every month, for the life of the loan. This home has it all - space, flexibility, modern updates, and a financing edge most listings simply can't offer. Don't miss your chance to make it yours!

Price History
8/5/2026 Listed $460,000

General Features

Living Area 3353
Sewer Public Sewer
Heating Natural Gas,Forced Air
Cooling Central Air
Possession Closing
Roof Asphalt
Appliances Range,Dishwasher,High End Refrigerator,Washer,Dryer,Disposal,Stainless Steel Appliance(s),Wine Refrigerator,Water Softener Owned,Humidifier
Garage Spaces 2.5
Association Fee Includes None
Construction Materials Vinyl Siding
Year Built 2003
Township McHenry
Tax Year 2025
Ownership Fee Simple
Assoc Fee Paid Per Not Applicable
County McHenry
New Construction No
Property Type Residential
Contingency Attorney/Inspection
Subdivision Name Riverside Hollow
Total Rooms 11
Full Baths 2
Status Contingent
Directions From downtown McHenry,head east on Route 120,turn south onto Ridge Road,then turn onto Arbor Drive and the property will be on your left
City McHenry
High School District 156
MLS Area Holiday Hills / Johnsburg / McHenry / Lakemoor / McCullom Lake / Sunnyside / Ringwood
Tax Annual Amount 9975.98
Additional Parcels Y/N No
Standard Status Active Under Contract
Middle/Junior School District 15
Elementary School District 15
Property Type Detached Single

Interior Features

Interior Amenities Walk-In Closet(s),Quartz Counters
Basement Partially Finished,Exterior Entry,Bath/Stubbed,Sleeping Area,Storage Space,Walk-Up Access,Full,Walk-Out Access
Flooring Laminate
Total Fireplaces 1
Fireplace Features Electric
Half Baths 1
Laundry Features Main Level,Gas Dryer Hookup,Sink
Total Bedrooms 5
Below Grade Finished Area 273
Room Type Loft,Breakfast Room,Bedroom 5,Storage,Walk In Closet
LivingAreaSource Other
Total Baths 3
Bedrooms Possible 5
Bathroom Whirlpool,Separate Shower,Double Sink

Exterior Features

Exterior Amenities Fire Pit
Parking Features Asphalt,Garage Door Opener,Yes,Garage Owned,Attached,Garage
Water Source Public
Total Parking 2.5
Foundation Details Concrete Perimeter
Lot Dimensions 80X158X80X151
BuyerOfficeFax (847) 392-0678
Lot Size Acres 0.2845
Waterfront Y/N No
Other Equipment Water-Softener Owned,Ceiling Fan(s),Sump Pump,Water Heater-Gas

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Property vs Single Family Average in 60050

Price
AVG $410K
$460K
Taxes
AVG $7,227
$9,975
Year Built
AVG 1986
2003
Visits
AVG 39
63
Data Provided by Inside Real Estate®

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